5 things you need to know about …

1. Credit card online payment must be open to cardholders

After you open the online banking, you must open the online payment function on the official website of your credit card, and some of them may ask you to set the online electronic payment password.

In order to protect the safety of fund management, online credit card processing is best to set the online payment limit when you open the online payment.

2. Important information of online credit card payment cannot be disclosed

Inaccurate input of information including credit card number, cardholder’s name, ID number, credit card expiration date, three-digit CVV code on the back, and cell phone verification code will lead to online payment failure. 

If the information is leaked out, you will wait to receive the stolen credit card SMS.

3, credit card online payment to pay attention to network security

When using online payment, in order to ensure the safety of the use of computers, it is best not to use computers in public places, such as Internet cafes online payment, before the computer must be anti-virus, in order to avoid illegal theft of important information through Trojan horses.

4, credit card for online banking payment refund time to the account

After using credit card online payment, you may encounter returns, refunds, generally after the successful return of credit card funds returned in the original way, but not a real-time account, it generally takes 2 to 3 working days, the account will be restored in real time, which requires attention at any time SMS notification.

5. credit card online payment, these channels have points

In the past, most credit card online payments did not have bonus points, but payments on channels such as WeChat, Jingdong, Alipay, and Cloudflare also have bonus points, but different banks have different bonus point rules.